Scorecards automate and quantify your analysis process
making the process more efficient and consistent. You can use the eCredit
application to create scorecards that capture the key data that you use
in your analysis, and evaluate this data using the relative importance
you assign it.
To create a scorecard you:
Select criteria to
include in the scorecard. These criteria are the standards on which you
base your analysis.
Assign weights to
the criteria. This quantifies the relative importance you assign to a
criterion in relation to other criteria used in the scorecard.
Select factors for
the criteria. Factors identify concrete characteristics of your criteria
and are the key facts on which you base your analysis.
Assign weights to
the factors. This quantifies the relative importance you assign to this
factor in relation to other factors for this criteria.
Create ranges for
the factors. These ranges define values that establish categories that
you evaluate in the same way when assessing risk.
Assign points to
each range. This gives a value to the range that is used when computing
the overall score.
To facilitate creating multiple scorecards that are
similar to each other, you can use the Save As button to save a scorecard
that you have created, give the scorecard a new name, and make modifications
to it to create the new scorecard.
Currently, you can select factors from the following
criteria when creating scorecards:
Customer Business
Summary
Dun and Bradstreet
Commercial Credit Score
Dun and Bradstreet
Global Data
Experian Commercial
Intelliscore
Financial Ratios
Financial Statement
Internal Payment
Summary
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