The Customer Snapshot can include the following sections
depending on how your business administrator configures the template.
The table indicates if the section is available for credit implementation,
collections implementation, or for both.
|
Customer Snapshot Section |
Can show the following for the selected customer... |
Available for Credit or Collections implementations? |
|
Key Facts |
Customer's Basic information, primary SIC code and its
description, any customer user-defined fields, and the latest PredictiveMetrics
Net30 scores. |
Credit and collections |
|
Credit Line
|
Information for approved and effective credit line,
including the approved line amount and date, effective and expiration
dates, next review dates, and analyst approving the credit line. There
are links to view complete notes and more credit line details. |
Credit and collection
|
|
Credit Line History |
The latest three approved credit lines. |
Credit and collection |
|
Scores |
The score history for the latest three successful scoring
events. |
Credit Only |
|
Key Financial Ratios |
Up to 25 key financial ratios for the latest two statements
for the statement type set up for the template to which you are assigned.
Your business administrator selects the ratios shown and the statement
type as annual, interim, or any (the latest two of any kind).
If you make no selections, the default ratios are shown. |
Credit Only |
|
Summary Financials |
Up to 25 summary financial line items for the latest
two statements for the statement type set up for the template to which
you are assigned. Your business administrator selects the line items shown
and the statement type as annual, interim, or any (the latest two of any
kind).
If you make no selections, the default line items are
shown. |
Credit Only
|
|
Decision History |
The latest three transactions. |
Credit Only |
|
Bureau Reports |
The latest three successful bureau events. |
Credit Only |
|
Bank References |
The latest three bank reference records |
Credit Only |
|
Trade References |
The latest three trade reference records. |
Credit Only |
|
Business Contacts |
Up to three business contacts for the customer. This
section shows the primary contact and two secondary contacts, or up to
three secondary contacts, depending on what is stored for the customer. |
Credit and Collections |
|
Customer Aging Balance |
The latest aging bucket totals and the percentage of
total AR each bucket represents. |
Credit and Collections |
|
Notes |
The latest three notes entered for the customer with
individual links to view the full text of each note and any attachments. |
Credit and Collections |
|
Latest Notes |
The latest note for the customer with links to view
the full text of the note, and to add a new note. |
Credit and Collections |
|
Reuters Business Summary |
The Business Summary section from the latest Reuters
Market Snapshot pulled for the customer. |
Credit Only |
|
Reuters Financial Summary |
The Financial Summary section from the latest Reuters
Market Snapshot pulled for the customer. |
Credit Only |
|
Operating Characteristics |
The latest three operating characteristics records. |
Credit and Collections |
|
Collateral |
The latest three collateral records. |
Credit Only |
|
Collection Metrics |
Collection metrics for the last three periods. |
Collections Only |
|
Invoices |
The latest three open invoice records. |
Collections Only |
|
Disputes |
The latest three open disputes. |
Collections Only |
|
Business
Hierarchy - Exposure & Aging Balance |
Exposure and aging balance details from the customer's
Business Relationship Hierarchy screen. |
Credit
and Collections |
|
Promises |
The latest three open promises. |
Collections Only |
|
Graphs |
Trend graphs can include up to 12 months of data if
it is available. |
|
Score
|
The latest successful score using the scorecard selected
for the customer on the Basic screen (Credit Policy field). If no scorecard
is selected for the customer, then the most recent score is shown. |
Credit Only |
|
Credit Line Utilization |
The latest approved and effective credit line and total
AR balance. The max value is the approved credit line. |
Credit and Collections |
|
Credit
Line Utilization - Hierarchy |
The
latest approved and effective credit line and total AR balance for the
customer's business hierarchy. The max value is the approved credit line. |
Credit
and Collections |
|
Score History |
Successful scores from the last 12 months for the scorecard
selected for the customer on the Basic screen (Credit Policy field), shown
as either a line or bar chart. If no scorecard is selected for the customer
on the Basic screen, then scores from the last 12 months for the scorecard
used for the most recent scoring event are shown. |
Credit Only |
|
Aging Balance |
Pie chart for all aging buckets. |
Credit and Collections |
|
Days Sales Outstanding Measures the average number of days to close invoices weighted by the
collected amounts of those invoices. The formula for DSO is: (Total Receivables
* Period Days)/MTD Sales. Where Period Days is the number of days defined
for your collections period using the Collection Period feature. This
metric is an indication of the time required to collect on receivables.
(DSO) |
DSO values from the last 12 months using either a line
or bar chart. |
Collections Only |
|
Average Days to Pay Measures the average number of days to pay for all invoices using the
following formula: MTD Days Pay / MTD Payments
(ADP) |
ADP values from the last 12 months using either a line
or bar chart. |
Collections Only |
|
Average Days Delinquent Measure the difference between the DSO and the best possible DSO calculated
using the following formula: DSO- Best DSO.
(ADD) |
ADD values from the last 12 months using either a line
or bar chart. |
Collections Only |
|
Collections Effective Index CEI focuses on the quality of collection efforts over time by determining
the percentage of open receivables an organization is able to recover
or resolve within a given time period. The formula for CEI is: (Opening
Total Receivables – Ending Total Receivables + MTD Sales) *100/(Opening
Total Receivables – Ending Current Receivables + MTD Sales)
(CEI) |
CEI values from the last 12 months using either a line
or bar chart. |
Collections Only |
|
Best Days Sales Outstanding Measures all outstanding receivables in the current bucket using the
following formula: (Current Receivables * Period Days)/MTD Sales. Where
Period Days is the number of days defined for your collections period
using the Collection Period feature.
(BDSO) |
BDSO values from the last 12 months by the period end
date using either a line or bar chart. |
Collections Only |
|
Days Beyond Terms Amount of days beyond terms calculated as: MTD Days Late / MTD Payments.
(DBT) |
DBT values from the last 12 months using either a line
or bar chart. |
Collections Only |
