Appendix H: Portfolio Member Selection Criteria

The following eCredit fields can be used as Criteria fields when defining conditions for member selection criteria. The Accounts Receivable fields on this list are available only if you have an Accounts Receivable interface to eCredit that includes the data. Your implementation can be set up to include user-defined fields as member selection criteria.

 

Criteria Fields for Portfolio Member Selection Criteria

Account Status

Field Operations

 

Operating Sub-segment

Actual Pay Experience

Gross Margin

Operating Territory

AR Days

In Business Since

 

Past Bankruptcy

AR Turnover

Industry Risk

 

Quick Ratio

Business Entity Level

Industry Segment

 

Secondary Credit Analyst

 

Business Structure

Information Source

 

SIC Code

Business Type

Interest Coverage Ratio

Source Name

 

Business Unit

Legal Country

 

Tangible Net Worth

Cash Flow from Operations

Legal Entity Level

Total Approved Credit Line

Collector

Legal State

 

Total AR Balance

Common Stock

Management Quality

 

Total Assets

Country Risk

Net Income

 

Total Current Assets

Credit Analyst

 

Net Profit Margin

 

Total Current Liabilities

 

Current Ratio

Net Sales

 

Total Equity

Customer Created Date

Net Working Capital

 

Total Liabilities

Customer Last Review Date

Operating Country

Total Non-current Assets

Customer Next Review Date

Operating Income Before

Total Non-current Liabilities

 

Customer On Denial

 Operating Product Line

 

UDF (User-Defined fields) 1-10

 

Customer On Hold

Operating Region (this is the region the business unit is associated with)

Weighted Score

 

Customer On Watch

Operating Risk

Z-Score

Customer Region

Operating Sales Force

 

 

Customer Since

 

Operating Segment

 

Debt to Net Worth Ratio

Operating Sub-sales Force